Property and Building Insurance
Your building.Our focus.
Specialized insurance for condominiums, co-ops, apartment buildings, multifamily and commercial properties, plus builder’s risk, across the United States.






Behind every building, there’s something worth protecting.
Lowest Rates
Competitive options, carefully considered.
Strong Coverage
A close look at what your property needs.
Positive Experience
Clear guidance and personal attention.
Ask us anything
Questions about your building’s insurance? Ask away.
Condos, co-ops, master policies, builder’s risk, certificates, what to send for a quote. Type a question and get a quick answer, then talk to Pinchas when you’re ready.
Quick general answers from our site, not advice or a coverage commitment. For your building, talk to Pinchas.
Our specialty
Six coverage lines. One clear specialty.
We specialize in the properties people live in, own, manage, and work in, and the ones still being built. That focus keeps your building at the center of the conversation.

Your association. Your building. Your priorities.
Condominium insurance starts with understanding the association and the property behind it. We’ll talk through your building, your responsibilities, and the questions your board needs answered.
- Building details and current coverage
- Association requirements and priorities
- Limits, deductibles, and renewal considerations

An approach that understands cooperative ownership.
A co-op brings its own responsibilities and decision makers. We help turn the insurance conversation into a clear review of the property, the cooperative’s needs, and the options available.
- Your cooperative’s property and operations
- Current policy and key requirements
- A clearer basis for your next decision

Care for the property behind every apartment.
Your apartment building is an investment with real people behind it. We start with the building’s details and your current policy, then discuss where the coverage and pricing conversation should go next.
- The building, occupancy, and property details
- Coverage priorities and potential gaps
- Options for an informed renewal conversation

Individual attention, even across multiple addresses.
Every multifamily property has its own story. Whether you’re discussing one building or a wider portfolio, we help organize the questions and give each property the attention it deserves.
- A property-by-property look at your needs
- Portfolio priorities and upcoming renewals
- Competitive options with clear explanations

The same focus, for commercial buildings.
Commercial property deserves the same careful conversation. We start with the building, how it is used, and your current policy, then look at coverage and pricing together.
- The building, its use, and its occupancy
- Current policy, limits, and deductibles
- Market options explained before your renewal

Protection while the building takes shape.
Builder’s risk insurance covers a building while it is under construction or being renovated. We look at the project, the materials, and the timeline, then explain the options in clear language.
- The structure under construction or renovation
- Materials and equipment on site, in storage, or in transit
- Project timeline and covered perils
Across the United States
Broad reach. Personal attention.
We serve properties across the United States. New York and New Jersey are our primary focus, with strong familiarity with the properties and insurance needs in both states.
01Condominiums
Your association. Your building. Your priorities.
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02Co-ops
An approach that understands cooperative ownership.
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03Apartment buildings
Care for the property behind every apartment.
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04Multifamily
Individual attention, even across multiple addresses.
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05Commercial property
The same focus, for commercial buildings.
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06Builder’s risk
Protection while the building takes shape.
Learn moreCertificates of insurance
Need a certificate (COI)?
Landlords, managing agents, lenders and contractors often ask for proof of insurance. Send us the details and Pinchas will follow up.
Personal means personal
A building has many doors. With us, one direct line.
Insurance is easier to navigate when you know who’s on your side. At PB, you work directly with Pinchas Bikel, a broker focused on your property, your questions, and your peace of mind.
How we work
Less on your shoulders. More clarity ahead.
A thoughtful process, from the first conversation to the next coverage decision.
A real conversation.
We begin with your property, your current coverage, and what you want to improve.
A closer look.
We review your needs and explore market options, with coverage and pricing considered together.
A clear next step.
We explain the options and help you make an informed decision about your building.
The standard we’re building PB around
“Every client should feel like a billion-dollar client.”
Reviewed on Google
What clients say about PB.
“PB Insurance has been an absolute pleasure to work with! They are professional, knowledgeable, and always go above and beyond to help with insurance. The team is responsive, reliable, and makes the entire process smooth and stress-free. They truly care about their clients and provide outstanding customer service every step of the way. I highly recommend PB Insurance to anyone looking for dependable insurance and exceptional service!”
Worked with Pinchas?
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Your review helps other owners, boards and managers find a broker who gives their building full attention.
Let’s talk property
A better conversation about your coverage.
Tell us about your building. We’ll help you look at your needs, understand your options, and take the next step with confidence.