Builder’s risk insurance
Building something? Protect it as it rises.
Builder’s risk insurance covers a building while it is under construction or being renovated. We help owners, developers and contractors review the project and understand their options.
What it typically covers
The project, from foundation to finish.
Every builder’s risk policy has its own terms. These are the areas a policy is commonly written around, and the questions we review with you.
The structure itself.
The building or addition under construction, or the portion of an existing building being renovated.
Materials and equipment.
Building materials, fixtures and equipment meant to become part of the structure, whether on site, in storage, or in transit.
Covered perils.
Policies are commonly written for risks such as fire, lightning, wind and hail, theft and vandalism. What is included or excluded depends on the policy.
The project timeline.
Coverage generally runs for the length of the project and ends when the work is completed or the building is occupied, as the policy defines.
Who it’s for
Owners, developers and contractors.
Builder’s risk is typically arranged by the property owner, the developer, or the general contractor, depending on the project and the construction contract.
How we work
Less on your shoulders. More clarity ahead.
A thoughtful process, from the first conversation to the next coverage decision.
A real conversation.
We begin with your project, your timeline, and what you need covered.
A closer look.
We review your needs and explore market options, with coverage and pricing considered together.
A clear next step.
We explain the options and help you make an informed decision about your project.
Let’s talk property
A better conversation about your coverage.
Tell us about your building. We’ll help you look at your needs, understand your options, and take the next step with confidence.